There used to be a time when it was relatively easy to order things or make subscriptions online, simply by using your naira card. It was a staple for Nigerians to make orders on AliExpress every other day or renew their Apple Music subscriptions quite comfortably. However, recent restrictions on the use of Naira cards for international transactions have made it difficult to pay for services outside Nigeria. This is where virtual dollar cards come in.
These digital dollar cards allow you to easily pay in dollars without the need for a physical card, giving Nigerians a way to get around the limitations of Naira cards. In this article, we present the top 5 virtual dollar card providers in Nigeria for 2024. So, if you’re ready to make online transactions more convenient again, keep reading to find your ideal option.
1. Cardtonic:
Cardtonic started out as a one-stop shop for buying and selling gift cards in Nigeria and Ghana, but has now raised the bar by offering virtual dollar cards, which allow you to shop online and pay for international services stress-free.
And the best part? You can reload your card with Naira directly from your Cardtonic wallet, so you don’t have to worry about exchange rates when reloading. Getting started is easy: just download the Cardtonic app, complete the simple KYC process and you’re ready to go.
With over 1 million downloads on the Google Play Store, Cardtonic has built a solid reputation, making it a popular and trusted choice for processing dollar payments from Nigeria.
2. Chipper Cash:
Chipper Cash is making waves across Africa as a cross-border payment app, but it’s adding even more value with its virtual dollar card. The card is perfect for making purchases on sites like Amazon and paying for overseas subscriptions like Netflix and Spotify.
To set up, you’ll need to open a Chipper Cash account and provide a valid form of identification, like an international passport or ID card. Once that’s done, you can start using your card to cover dollar transactions without having to worry about fluctuating exchange rates.
Plus, Chipper Cash is known for its ease of use, so you won’t have to follow any complicated procedures.
3. ALAT by Wema Bank:
ALAT by Wema Bank is a digital banking service that has been around for a while and is one of the most trusted names in the virtual card space. Setting up an account with ALAT is easy. Everything can be done online in minutes.
Once you log in, you will get a virtual dollar card that is perfect for making payments on international websites, including subscriptions like YouTube and online shopping.
ALAT is backed by Wema Bank, giving you peace of mind and reliability that is a great benefit especially if you are new to virtual cards. If you want a hassle-free digital bank with a robust virtual card solution, this is a viable option.
4. Eversend:
Eversend offers a versatile virtual dollar card as part of its multi-currency wallet service. It is perfect for Nigerians who want options to pay for goods and services internationally.
Eversend makes it easy to create a virtual dollar card with no upfront fees, but there is a small monthly administration fee of $1. You can load the card via bank transfer, mobile money, or a regular debit card and manage it as needed.
The card works well with many global platforms such as Amazon, Spotify, Google Ads, etc., so your options are not limited. If you’re looking for a simple and flexible international payment option, Eversend is the answer.
5. Geegpay:
A product of Raenest, Geegpay is made for freelancers and gig workers who need a stable way to receive payments from international customers and conduct global transactions. To set up your Geegpay virtual dollar card, you’ll need to complete a verification process, which requires information about your work, employer, and proof of identity.
After authentication, Geegpay will provide you with a USD account and a virtual dollar card, which you can recharge as needed for easy online payments. This option is especially valuable for Nigerians working with companies abroad, as it simplifies both receiving and spending international funds.
For those who freelance or work remotely, Geegpay offers a practical, reliable and dedicated solution.
